Buying a home doesn't have to be a stressful experience. I understand the importance of such an investment, both personally and financially, and will assist you every step of the way.
Steps to Buying
Become pre-appoved to see how much house you can afford.
You can use our recommended lender:
Contact ME to help you look for a house with the specifications that best fit you and your family.
Time for the home inspection and appraisal! I have amazing home inspectors that I can refer to you, and the lender will order the appraisal. Once those are both complete, we will wait for final approval from the lender.
Time for closing! This takes place at a title company. You will get your keys to your new home shortly after signing, and then you get to move in!
7 Reasons to Own Your Own Home
The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home.
Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.
Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educational continuity.
Between 1998 and 2002, national home prices increased at an average of 5.4 percent annually. And while there’s no guarantee of appreciation, a 2001 study by the NATIONAL ASSOCIATION OF REALTORS found that a typical homeowner has approximately $50,000 of unrealized gain in a home.
Unlike rent, your mortgage payments don’t go up over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will rise.
Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.
The home is yours. You can decorate any way you want and be able to benefit from your investment for as long as you own the home.